Business Insurance

Federally Qualified Health Centers

Health Care is your specialty – insurance is ours.

From quiet rural towns to bustling city centers, Federally Qualified Health Centers (FQHCs) are changing access to health care in America. Isn’t it time the insurance industry altered its approach to FQHCs? Marsh McLennan Agency (MMA) is proud to offer the only insurance program on the market specifically designed for FQHCs.
With shifting regulatory demands, changing care models, and increasing workforce and supply costs, our aim is to help FQHCs manage their risks through a simplified, cost-effective insurance program custom-tailored to your needs.

We are recognized as a preferred insurance program provider for nonprofit health care and social service organizations.

MMA has the size, scope, and market relationships to create solutions that benefit our FQHC clients.

Supported by MMA’s health care & human services/not-for-profit practices, our specialists work with FQHCs every day, delivering best practices and proactive market strategy for organizations like yours.

5000+

human services and 
nonprofit clients

$540M+

in total annualized premium

75+

specialists around the U.S.

MMA has designed an exclusive insurance program specifically 
for FQHCs.

This program can benefit your FQHC by providing:

1

Access to liability, auto, and professional solutions packaged for 
FQHCs for convenience and affordability.

2

Cost savings through more efficient processes.

3

Stability in pricing and coverage over time.

4

Customized services geared toward not-for-profit organizations.

5

Insurance placed with A-rated carriers.

Exclusive FQHC Commercial Insurance Program

MMA has partnered with an A-rated carrier to leverage insurance contracts for human services and nonprofit organizations. Coupled with a medical practice endorsement, FQHCs now have greater flexibility to serve their communities and carry out their missions. 

This contract is only available to FQHCs, enabling the carrier to manage the risk exposures better and keep costs lower for participants.

Program highlights

Convenience

The program includes GAP medical malpractice, general liability, property, auto, equipment, excess, workers’ compensation, and more, all in one policy package!

Cost Control

The program strives to keep participant costs lower than traditional insurance.

MMA Expertise

Realize the advantage of working with a broker who specializes in FQHCs and understands Federal Tort Claims Act (FTCA) language.

Hard to find coverages included

Mobile medical and dental units; sexual abuse and molestation; and medication assistant treatment, among others.

Special Events coverage

Hosting a fundraising gala? MMA’s program has you covered with event liquor liability included.

Broad Coverage Territory language

Generous coverage territory language removes the hurdles of traditional insurance programs and allows FQHCs to bring high-quality care to the patient in varied settings, including schools, hospice centers, correctional facilities, and more.

Do more with MMA

We offer solutions for every aspect of your FQHC, including:

Employee benefit plans

Retirement plan management

Private client and high net worth individual services

Risk and loss advisory

And much more

We grow with you.

Your success is our priority. We know that every Federally Qualified Health Center has its own goals and challenges. Your future is limitless. Let us help take you there.

Your team

Contact Michael

Michael Hummel

Michael has nearly 20 years of industry experience, ranging from catastrophic claims response to corporate management and sales. As a sales executive in MMA’s health care practice, Michael utilizes his Registered Professional Liability Underwriter (RPLU) designation to help organizations curate risk management and insurance programs tailored to the needs of each client, from large health care organizations to small specialty practices. Michael’s understanding of Federally Qualified Health Centers and MMA’s FQHC insurance program help ensure these organizations can carry out their missions and bring care to those who need it most.

Contact Jacob

Jacob Colmenero

Jacob brings over 10 years of experience working in the nonprofit sector and supporting health care organizations. With boots-on-the-ground knowledge and understanding, he helps Federally Qualified Health Centers and nonprofits develop innovative employee-benefit solutions, alternative risk funding, and effective risk-management strategies to attract and retain a skilled workforce, so organizations can get back to what matters most – their missions.

Tell us what you need. We’ll take it from there.

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